10 Wrong Answers to Common postal workers Questions: Do You Know the Right Ones?


The Postal Company reform legislation that Head of state Biden authorized right into rule on April 6 will certainly include modifications to staff members' health and wellness and also retirement life benefits.

USPS recognizes that employees possess lots of questions, so listed below are a handful of factors to know:

The law sets up the Post office Health And Wellness Conveniences (PSHB) Program, which will definitely supply health insurance coverage to USPS occupation workers, seniors and their dependents, beginning Jan. 1, 2025.

The PSHB course, to be provided due to the united state Office of Staff Monitoring, will certainly be actually structured in a similar way to the Federal Employees Health Benefits (FEHB) System. The employer/employee cost-sharing contributions for costs are going to be actually calculated by the Postal Service's aggregate negotiating and pay appointment processes.

USPS seniors as well as staff members can create their PSHB strategy varieties during the course of the hunting season perks registration time period that occurs in November as well as December 2024.

Beginning in January 2025, the new legislation is going to demand all freshly Medicare-eligible USPS annuitants and also their Medicare-eligible protected member of the family to participate in Health insurance Component B to maintain their mail health protection.

The Postal Company will certainly provide workers and retirees with even more in-depth relevant information regarding the PSHB program in the months ahead.


Aside from affordable basic salary costs and also regular raise, relying on the kind of task held, many workers might also acquire overtime salary, graveyard shift differential, as well as Sunday costs pay.

Medical insurance

The Postal Solution joins the Federal Employees Health Rewards (FEHB) Plan, which supplies excellent insurance coverage as well as versatility with the majority of the cost paid out due to the Post office. There are actually a lot of plannings available, including Fee-For-Service, Health care Organizations (HMOs) and Higher Deductible & Consumer-Driven Health Plans. Staff member superior contributions are actually exempt to a lot of tax obligations, making health plan also much more affordable.

Oral and Dream Insurance

Staff members are actually entitled to engage in the Federal Worker Dental and also Dream Insurance Policy Plan (FEDVIP). While staff members pay out the full expense, this team insurance supplies excellent coverage at rates made extra budget-friendly because superior additions are exempt to income taxes.

Flexible Devoting Accounts

Profession staff members may join the Flexible Spending Funds (FSA) Program after one year of service. Tax-free FSA additions may be made use of to cover very most out-of-pocket medical care as well as dependent care (daycare expenses).

Long-Term Care Insurance Policy

Employees may sign up in the Federal Long-Term Care Insurance Coverage Plan (FLTCIP), which guarantees for the expenses of acquiring lasting treatment (e.g., taking care of home or even aided lifestyle), which normally is actually not dealt with by health plan or even Medicare.


The Postal Solution takes part in the federal retirement program, which gives a defined advantage (pension), and also special needs protection. Qualifications is actually calculated by your age and also lot of years of praiseworthy solution.

Second Hand Cost Savings Planning

Job postal staff members may bring about the Thrift Cost Savings Program (TSP), which is actually identical to 401( k) retirement cost savings considers supplied by economic sector employers. Staff members bring about TSP on a tax-deferred basis as well as may acquire matching and also automatic payments (as much as 5 percent of income) from the Postal Service.

Social Surveillance & Health Insurance

hired mail workers are actually dealt with under Social Safety and security and Medicare.

Life Insurance coverage

The Post office delivers protection by means of the Federal Worker' Team Life Insurance Policy (FEGLI) Plan The expense of Fundamental protection is entirely paid due to the Postal Service, with the option to obtain extra insurance coverage via payroll rebates.

Commuter System.

This program provides tax-free investment of mass transit and also auto parking, up to IRS maximums, to decrease out-of-pocket expenses for workers who select to take part.

Leave behind

The Postal Solution supplies charitable annual (trip) and also authorized leave-- thirteen days of yearly leave annually for the 1st 3 years, increasing to 20 times annually after 3 years of solution, and to 26 days every year after 15 years drivers of company. Furthermore, full-time workers make 4 hours per pay time period as insurance coverage versus reduction of revenue because of sickness or even incident. Sick as well as annual vacation is actually prorated based upon paid for hours for part time staff members.